Undocumented Immigrants In The US Can Obtain Auto Insurance

Share

A large part of the American workforce is composed of undocumented immigrants who unfortunately are forced to drive without a valid driver’s license and auto insurance. Before anyone can obtain auto insurance, there must be a valid driver’s license which is somehow impossible to acquire in many states. Driving without auto insurance can be costly not to mention that it is illegal. When the undocumented immigrant is involved in a car crash, he can easily end up paying thousands of dollars in damages. The worst case scenario is deportation.

Even if they know that driving without valid license is against the law, undocumented immigrants are forced to do so because they need transport to go to work. Most of the states do not allow undocumented immigrants to obtain driver’s license except for California, Nevada, Illinois, Colorado, Connecticut, Delaware, Hawaii, Maryland, New Mexico, Utah, Vermont and Washington. A large percentage of undocumented immigrants live in these states but those who live outside of these regions must check whether they qualify for Deferred Action for Child Arrivals (DACA).

DACA allows undocumented immigrants to apply for a two-year work permit without being deported. With DACA, the undocumented immigrant can apply for a driver’s license through the traditional channels. Once a driver’s license has been acquired the next step is to get auto insurance to avoid paying the hefty penalty upwards of $1,000. Failure to acquire auto insurance is considered in some states as a criminal offense that may result into deportation.

For those under 30, auto insurance can be expensive which requires shopping around for at least 3 quotes from different providers. Every state requires a minimum amount of auto insurance that a driver should carry for bodily injury liability and property damage liability. A policy that consists of just liability coverage is so far the cheapest option.

If you are searching for Car Insurance (ประกันภัยรถยนต์) in Thailand, your best option is comparison sites to gain the best deal. Different auto insurance providers are compared so that you can make an informed decision on the best price that suits your needs. Besides being able to save time, comparison sites are unbiased.